We often plan our lives around bigger events, as though our routine is something we do between those days of finding happiness. Making our daily activities fulfilling would lead to joy in whatever we do. Even those who are free of financial burden have to choose what daily rituals will fill their wide open schedules.
Many feel trapped by duties, and it is easier to embrace the fun stuff, even if it is bad for us long term. Someone with a house, cars and retirement savings will still shift to the next worry when they have this thinking pattern. Health, relationships, aging or the world's woes will be the next place for suffering to emerge from their otherwise perfect lives.
If you have enough money managed so well that you can already do exactly what you want to do, every day, then you are in a position to be a liberated person. So long as you feel bound by earning a living, you'll need to work towards escape. If you are lucky enough to already love your job and lifestyle, financial freedom is less important. For those who would change jobs eventually, but need to pay bills now, money management is the key to creating that opportunity.
I have a simple approach to budgeting that is at the heart of my financial plan. I made a GPT, or "Generative Pre-trained Transformer", which is a fancy word for having trained an AI "bot", basically. The one I made is currently only available to ChatGPT Plus users; I hope to find a way to package it for everyone eventually.
Let me show you the Savvy Surfer GPT bot we named the 'Financial Navigator'. It can assist you with your budgeting and forecast your financial future. The whole point of this to simply free you up, to do what you truly want to do. (It is a lot easier to pursue your dreams, when you aren't worrying about how to pay your bills.)